Forty
Seven Bank’s mission and management team is to provide safe, innovative
and easy-to-use financial services and products to our
customers — individuals, businesses, developers, merchants, financial
institutions and governments.
Forty
Seven Bank is a bridge capable of connecting two financial worlds and
building efficient communication between the two, a communication that
will open the possibility of improving the modern financial system as a
whole.
Forty-seven visions
Forty-seven
believe that once the PSD2 directive comes into effect in early 2018,
the future of the EU financial sector will change significantly. Forty
Seven Bank system will be developed in accordance with the upcoming
regulatory framework from the initial stage — will provide forty-seven
competitive advantages in terms of time and cost. This is a very useful
aspect before traditional banks are implementing the reorganization
procedure to meet the new standards.
Most
of the market share of the financial sector will turn to financial
technology that will be able to produce and provide unique products and
services along with customers and support high-quality technology. We go
ahead to take the lead position among these newbies and become one of
the pioneers in the changing world of finance.
Our rating
1. Transparency
2. Financial stability
3. Effectiveness and firendly procedure of user
4. Security and privacy (data protection)
5. Innovation
6. Customer satisfaction
7. Growing market share and worldwide expansion
8. Benefits for all stakeholders
2. Financial stability
3. Effectiveness and firendly procedure of user
4. Security and privacy (data protection)
5. Innovation
6. Customer satisfaction
7. Growing market share and worldwide expansion
8. Benefits for all stakeholders
Forty-seven innovative products for everyone
1.Product item is Multi-Asset Account for private customer with bound card.
2.Identification and remote authorization based on passport and biometric data.
3.A unique combination of payment tools — SWIFT cards, credit and debit cards, e-wallet, secure crypto payments.
4.Transaction
with the type of cryptocurrency through the bank application and
without the need to wait for the current exchange. Coupon upload,
withdrawal, and conversion available.
5. Variety of services including crediting, insuring, invoice presentation, credit / debit card management etc.
6.Cross access platform for clients to manage accounts opened with European banks in accordance with PSD2 orders.
7.UI is comfortable and user-friendly.
8.Analysis
that helps clients make the right financial decisions through personal
manager services made based on machine learning algorithms.
Forty-seven is a proposition for business.
1. Business products oriented to small and medium enterprises.
2.Manelola account through Application Programming Interface (API), making financial applications.
3.Receive payment from merchants in both crypto and money fiat in company account (card, SWIFT) using form or API.
4. Mass payment for the market.
5. Loyalty management for clients using large data.
6.
Factoring services based on machine learning and large data (artificial
intelligent algorithms able to predict probability of repayment of
credit and timely repayment of the company).
7.Excrow service.
8.Mobile applications with biometric identification for multi-currency transactions.
Tools and services for external developers.
1. Opportunity to provide Forty Seven banking services with its own brand (white label).
2.Access API that enables development and deployment.
3. modern financial services are based on forty-seven infrastructure and processes.
4. Hold a DevDays conference for independent developers
A work of financial applications using Forty Seven API.
A work of financial applications using Forty Seven API.
Products for Personal Person.
Account Management: Forty-seven
Bank clients will have many possibilities related to account
management. Having access to only one application, the customer will
have access to all his accounts in the insolent banks in one place
making it easy to manage personal finances that way. In addition, the
client is going to have access to all of the crypto wallet, investment
in traditional financial assets (stocks, bonds, commodities, etc.) and
credit or debit cards. This is a superior product stolen by the bank and
is called “Multi Asset Account”. This product will reduce the
complexity of using different types of assets by centralizing all of our
private customer’s financial activities in our single system. It will
be easy to quickly transfer resources from one fiat currency to another
currency, or from fiat currency to digital currency, or vice versa. In
addition, transaction costs will be reduced substantially by doing so at
Forty Seven Bank. Our Application Platform will also allow clients to
use multiple analytics applications that may be able to assist with the
management of personal finances.
Invoice: Forty
Seven Bank will support its customers who love small products and
services as individuals without owning a company. Such people may be
freelancers, copywriters, developers, translators, handicraft
professionals, and others. The Bank will provide user friendly and easy
invoicing services to such customers. By using this service, clients
will be able to automatically issue invoices and receive fiat and
nonfeit funds to cover it.
Deposits and Loans: Banks
will provide deposits and loans in traditional currencies such as EUR,
USD and others, as well as non-fiat digital currencies such as BTC, ET
and others. At present, no financial institution in the world has a
similar product in non-fiat digital assets, while we see great potential
in developing and introducing classic banking products for non-fiat
digital currencies.
Investments and Brokers: Individual
clients will have the opportunity to create and manage their investment
portfolios using the investment services and brokers provided by Forty
Seven Bank. The Bank will develop its own exchange in addition to the
exchange of partners that can be connected by using the Forty Seven Bank
platform through the API.
Other Services: The
Bank will also like traditional products and services such as
insurance, payment and transfer, payment and analysis history, cash
withdrawals at ATMs of Forty Seven Bank Smart, and also at our partner
bank ATMs. In addition, Forty Seven Bank will provide intelligent
support with integrated machine learning technology to our individual
customers — this will help solve the problem between the bank and its
customers evectively.
Features and technology.
Based
on the possibilities of the banking and cryptography industry, we will
take the best of both fields by using innovative and proven technologies
in finance, analysis, and data security.
Forty
Seven Bank will provide an open, flexible and well-documented API that
includes most banking services. We will launch our own financial app
platform that uses our API. By attracting external clients and
developers, we plan to turn it into an efficient ecosystem with an
ever-increasing value.
Implementing
smart contracts to automate the financial process, enabling us to make
deals and give credit without risk of fraud. Implementation of machine
learning technology will enable the creation of a personal manager to
forecast all client desires. A virtual chat buddy will help in
reallocating cash flow and will provide current financial information.
Biometric
technology and blockchain will allow users to open accounts remotely
and access them via smartphones and ATMs without using cards. In
combination with cryptographic encryption, this development will enhance
the security of personal data and payments.
Forty Seven Tokens.
What is Token Forty Seven:
This
is a token that is part of Forty Seven Bank infrastructure and gives
shareholders the opportunity to be a priority place in the bank loyalty
program. The FSBT token holder is entitled to receive an annual bonus of
FSBL — Forty Seven Bank loyalty token. In addition, FSBT tokens are an
important economic part of the Forty Seven Bank ecosystem — they will be
needed to access various products and services. After the crowdfunding
campaign is complete, the FSBT token will be available for trading on
various cryptocurrency exchanges.
What is a token used to:
20%
of the bank’s annual net income will be invested into the loyalty
program. By using smart contracts, each FSBT token holder will be able
to receive their FSBL token based on the amount owned and subsequently,
exchange FSBT tokens for different goods offered by the loyalty program
(electronic goods, household goods, airline tickets, banking services,
insurance , etc). All FSBT token holders will receive the right to
participate in the Forty Seven Bank community crypto development program
and decide which projects will be supported by the bank and its
shareholders.
Abbreviation: FSBT.
Abbreviation: FSBT.
Control over emissions: provided by an interconnected smart contract system.
Rate: Fixed, the value of one token — 0.0047 ETH.
Rate: Fixed, the value of one token — 0.0047 ETH.
Maximum number of tokens to be generated: 55 319 149 FSBT (including token bonus, tokens for tokens and founders).
Minimum budget to start the project: 18 000 ETH (5M EUR).
Hardcap: 180 000 ETH (50M EUR). Crypto received at ICO: ETH, BTC.
ICO round 1: 16 November — 16 December 2017.
ICO round 2, 3: Q1 2018 (TBD).
Minimum budget to start the project: 18 000 ETH (5M EUR).
Hardcap: 180 000 ETH (50M EUR). Crypto received at ICO: ETH, BTC.
ICO round 1: 16 November — 16 December 2017.
ICO round 2, 3: Q1 2018 (TBD).
more detail info please visit the link below :
Website : https://www.fortyseven.io/Whitepaper : https://drive.google.com
Telegram : https://t.me/thefortyseven
Facebook : https://www.facebook.com/FortySevenBank/
AUTHOR ; meliamel
mybitcointalk ; https://bitcointalk.org/index.
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