TIHOSAY [ICO] CRYPTOCURRENCY EXCHANGE & DEBIT CART

TIHOSAY allows you to list your cryptocurrency or token on both the Exchange and the Merchant Platform, and take advantage of the POS System to increase its adoption.

TIHOSAY Aiming to bring cryptocurrencies to mass adoption TIHOSAY is gathering the most tradable and popular crypto assets on its exchange and the market cap ranking list in return for a very attractive and competitive trading fee. Fast and easy coin-listing. Make deposits in fiat currency supported by TIHOSAY

The intended purpose for this information is to structure the TIHOSAY project. TIHOSAY is an ERC-20 compliant token that uses ETHEREUM substructure. TIHOSAY benefits from many advantages of Ethereum ecosystem. Here, all details such as Card,Stock Exchange,ICO Requests,Trusted Merchant Credits,Affiliate,Inheritance,ICO details, Team,Roadmap and Terms of Use for TIHOSAY are explained.

EXCHANGE & DEBIT CART

Token TIHOSAY is the first ico project that is connected directly with the exchange, so we can easily do the buying and selling of tokens after ico is finished and not waiting long And features pretty good feature you can see for yourself on the web https://tihosay.io/ And also has a unique withpaper :https://tihosay.io/assets/blockchain/layer/Tihosay-WP.pdf

Buying and selling transactions can be realized instantly on TIHOSAY EXCHANGE with TIHOSAY VISA® DEBIT CARD. You can make transactions instantly by transferring the money on your card to stock exchange or you can use the money on the stock exchange instantly in your cash and online/offline shopping by transferring it to your card.TIHOSAY liquid pool is actively used for all transactions to take place instantly and smoothly.

Cryptocurrencies have all the prerequisites to becoming a viable replacement for money over the Internet, allowing millions of customers, including merchants, startups, businesses, charities, etc. as well as the unbanked individuals to gain access to the most technologically-advanced payment methods. For this reason, at TIHOSAY we have designed the concept of Eco-Life, a borderless digital economic system suitable for cryptocurrency users. The Eco-Life is aimed at eliminating the challenges faced by the online payment industry via:

You can convert your ETH/BTC/ETC/LTC/XRP/NEO / DASH/XMR/ZEC assets safely, quickly and simply to FIAT with excellent interbank conversion rates. You can easily send your assets as local currencies in other countries.

Catering goods and services within the e-Commerce and the Merchant Platforms; Increasing the community of merchants accepting crypto as the most preferable payment method via the TIHOSAY; Developing a lively marketplace with cryptocurrency-related services and products; Integrating the public cryptocurrency exchange into TIHOSAY; Providing a competitive payment solution for industries such as gaming, real estate, etc. with direct funds deposition enabled on TIHOSAY; Cashing-out cryptocurrencies via TIHOSAY prepaid cards. The list of potential industries, which can benefit from using TIHOSAY is literally infinite and cannot be defined completely. Just like the internet, which is impossible to shut down, the TIHOSAY platform is likely to become a ‘living’ project, or ‘a smart contract with no expiration date’ that can endure many technological and social changes.

TIHOSAY Exchange allows all users to participate in the affiliate system. It shares 50% of the fees obtained from buying and selling transactions from every new user who registers with a specially created invitation address. (50% of the total fee paid by the invited user is given to inviting user with no additional fee.)

Early contributions will be rewarded with a more favorable rate of tokens exchanged than the ICO. Price and bonus information is below:

1 THO = 0.0006 ETH (fixed price)
Minimum investment: 25 ETH

Bonus

- 10% for 35–100 ETH
- 20% for 101–200 ETH
- 25% for 201–400 ETH
- 30% for 401 + ETH

Maximum THO for early investors = 5,000,000

TIHOSAY WORK

All users who download TIHOSAY application from Windows, iOS and Android markets can control all transactions with a single wallet. — You can buy and sell at TIHOSAY Exchange on the same wallet. — You can transfer money as FIAT to your card.

You will carry out your Exchange and Card transactions from a single wallet and single application in 3 steps. You can give instructions for automatic transfer when your card falls below the limit you set and use it online/offline whenever you want.You can carry out transactions on TIHOSAY Exchange by transferring money to your card with a wire transfer. You can access many features such as Card Freezing, PIN Change, Spending Details and Automatic Payment Order through the TIHOSAY application.

PRE ICO

Token Amount 10,000,000 THO
Dates 25 March — 3 Aprl 2018 Max Bonus 40%
UP TO 50 ETH +15%
51–100 ETH +20%
 101–150 ETH +25%
 OVER150 ETH +40%

ICO STAGE 1

Token Amount 35,000,000 THO
Dates 9–18 Aprl 2018 Max Bonus 30%
UP TO 50 ETH +10%
51–100 ETH +15%
101–150 ETH +20%
 OVER150 ETH +30%

ICO STAGE 2

Token Amount 7,000,000 THO
Dates 19–28 Aprl 2018 Max Bonus 20%
 UP TO 50 ETH + 5%
 51–100 ETH +10%
101–150 ETH +15%
OVER150 ETH +20%

ICO STAGE 3

Token Amount 13,000,000 THO
 Dates 29 Aprl — 08 May 2018 Max Bonus 10%
 UP TO 50 ETH + 5%
51–100 ETH + 10%

road map

• TIHOSAY Idea CreatedQ1 2017
• Research and Team FormationQ3 2017
• Design of TIHOSAY Cards and Pre-AgreementsQ4 2017
• ICO initiatedQ1 2018
• Quick Growth Of The Entire PlatformQ2 2018
• TIHOSAY Exchange and Applications are OperationalQ3 2018
• VISA® Fund Liquid Pool FormationQ4 2018
• Distribution of TIHOSAY CardsQ4 2018

website: https://tihosay.io/
whitpaper: https://tihosay.io/assets/blockchain/layer/Tihosay-WP.pdf

WEBSITE | ANN THREAD | TWITTER | WHITE PAPER | TELEGRAM | FACEBOOK

 

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile

CRESTONIUM- Cryptocurrency Bank

Pay anytime everywhere.

THE PROBLEM

In short, crypto-currency is a digital currency that is decentralized — there is no owner as bank or government; it is owned by the people. The advantage is zero fees and, in most cases, instant transactions from anywhere in the world.

Currently, there are many different kinds of crypto-currencies — over 1000+ of them. But there is no bank or crypto-currency bank that will allow the storage of the majority of them, and, more importantly, the spending of them. That is the problem with the modern crypto-currency age, and we are here to solve this problem.

There are several major factors in which Crestonium differs from their competitors. The most prominent one is 0% fees policy.

Another advantage is instant transfer, and the support of many different crypto-currencies.

On top of that, Crestonium offers 100% Token Holder Protection guarantee. The user will get a full refund of their original transaction if the value of CXS doesn’t appreciate 150% within 6 months of the end of ICO.

Security Issue

There are approximately 3.7 billion people with access to the Internet and approximately 2.1 billion people with mobile devices and majority of these people don’t currently have access to traditional exchange. These people are primed for the Cryptocurrency market.

Cryptocurrency can be used at an international level without experiencing any problems that are usually tied with the traditional currency. This, in turn, saves lots of time as well as money on the part of any business or individual which is otherwise spent in transferring money from one country to the other. Cryptocurrency operates at the universal level and hence makes transactions quite easy.

Spending Obstacles

The reluctance to spend one’s cryptocurrency holdings can be attributed to a few different reasons. First of all, most people believe the value of their digital currencies is going to continue to increase indefinitely. This isn’t an entirely irrational assumption, but baked into it is a very positive belief about the future performance of their investments.

High Cost of Transactions

Finally, you have the issue of the costs associated with selling cryptocurrency. Every exchange has its own fee structure and design, but as a general rule, users can expect to pay fees on a per transaction basis on top of a high exchange rate. This is fine if you are just looking to unload your cryptocurrency, but if you expect to be trading frequently or shopping with cryptocurrency, then this can be a significant cost. It is even impossible to purchase small items or products like coffee with cryptocurrency as the fees and exchange rates are just too high.

What is CRESTONIUM ?

Crestonium offers the seamless experience of sending and receiving currency globally at zero cost. We aim to provide unlimited usage to mainstream users as cryptocurrency becomes a phenomenon accepted by all. Crestonium was built, not only for storage, but for actual spending — which remains one of the significant challenges of modern cryptocurrency.

Crestonium prides itself as being one of the few cryptocurrencies out there with zero fees and transaction speed within a fraction of a second.

Formed within the blockchain, and subject to automatic execution upon the occurrence of pre-defined criteria/events and subject to certain conditions, CXS tokens are valid indefinitely and are the property of their respective holders. Crestonium Platform uses a standard OpenAPI so your contract will be automatically compatible with any wallet, and any other contract or exchange also using this standard.

Crestonium is offering not just a Mobile app but also a fully synchronized Desktop app. Crestonium connects your blockchain assets for everyday use. The credit card and banking license will allow us to be a hub for the blockchain ecosystem, to connect you to the real-world. We are using a protocol where every blockchain is connected which enables us to provide you with 0% fees. The blockchain ecosystem also allows us to scale for the masses and be more inclusive.

Solution

Secure

Crestonium is tailored for everyday use and provides a robust and secure environment for Cryptocurrency. Direct transactions and instant exchange are just some of the features of Crestonium. Accessible 24/7 worldwide on a laptop, desktop or mobile devices alike. Bank-grade security and next generation account protection. Encrypted SSL connection over HTTPS, 2-factor authentication and trusted IPs.

Storage and Spending

We provide a cryptocurrency storage of many crypto-currencies — BTC, LTC, ETH, BCH, XRP, EOS, XMR, XLM, NEO, ADA, TRX, DASH, XVG, IOT, ZEC, XRB, and the list is growing every day. That is many more accepted cryptocurrencies than any of our competitors. Many people believe in and own different cryptocurrencies, which is why this is a significant feature. The same goes for spending the cryptocurrencies as the same amount of different cryptocurrencies can also be spend.

Zero Cost of Transactions

You can spend many crypto-currencies and pay instantly without the necessity and hassle of having to exchange the cryptocurrency beforehand. All with 0% fees. Most of our competitors charge some kind of fee to increase their profits, but for us our community is the number one priority.

CRESTONIUM Benefits

We present a short preview of Crestonium’s advantages over other products currently on the market. You can see from the comparison that Crestonium provides many advantages over other cryptobanks including, but not limited to, Fully Customizable UI, Better Security, higher amount of supported cryptocurrencies and App localization.

Since cryptocurrency security is a significant issue in the modern cryptocurrency age, we offer a highly secure option of hardware and paper wallet. On the other hand, we still support Hosted wallet and Smart Contract for the users’ convenience.

The comparison table also shows that the more competition on the market, the better the situation for the community and the users. If other cryptobanks realize there are better products on the market perhaps they will adjust their policies and bring more advanced features and lower fees to their respective users.

CRESTONIUM Product

Lending and Earning

Additionally, we offer lending options for people who want to earn extra interest, as well as people who need to take a loan/credit. There will also be a decentralized solution available to choose from. As demonstrated in the picture below, the Lenders will be able to lend and get their return while the Borrower will be considered based on a Smart Advanced Scoring mechanism. If approved, the Borrower will get a loan facilitated by the Smart Contract.

100% Token Holder Protection Guarantee

One important feature that we’ve implemented into our ICO offering is a Protection guarantee to our Token Holders. If within 6 months (that is after the sale of ICO has ended) the value of CXS doesn’t increase by 150%, we will give our users back their purchase originally deposited and exchanged for CXS.

We believe in our product and aim to develop the best, which is why we offer this proposition. Hence the token holder has nothing to lose — either their investment will increase by 150% and they can sell or retain the CXS, or they can claim their original investment back. We do not guarantee investment return, but we do guarantee refund policy.

Crestonium Token Sale Offering

To stimulate growth and further the cause of Crestonium, we have designed a sales period pattern for our pre-ICO stage, of which you can become an early participant today. We offer extensive bonuses for our pre-sale period :

· Pre-Sale: 25–45% Extra Tokens

· 1st Sale Period: 15% Extra Tokens

· 2nd Sale Period: 10% Extra Tokens

· 3rd Sale Period: 5% Extra Tokens

The ICO pre-sale and sale period dates can be reviewed below.

The initial market value of 1 CXS is set to be 0.00002 BTC.

Token Holder Distribution And Use of proceeds

ICO TIMELINE

ROAD MAP

MORE INFO :

Website : https://crestonium.io/

WhitePaper : https://crestonium.io/Whitepaper/Crestonium_Whitepaper_1.01.pdf

BitcoinTalk : https://bitcointalk.org/index.php?topic=2956468.0

Telegram : https://t.me/CrestoniumOfficial

Twitter : https://twitter.com/Crestonium_io

Facebook : https://www.facebook.com/Crestonium/

Medium : https://medium.com/@Crestonium

GooglePlus : https://plus.google.com/110829706854159526376

Reddit : https://www.reddit.com/r/Crestonium/

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile

Why I am excited about Cool Cousin

Over the past year, as my wife and I trekked across the globe, I have used the Cool Cousin product, seen the Community grow, got to know the Founders and I recently signed on as an Advisor to the company. With the launch of their decentralized community supported by their token CUZ, I am even more excited about the opportunity ahead.

 

In 2006, I made one of the best decisions of my life — I moved to San Francisco, joined a small startup called Yelp and began a new career in Tech. Over the past 12 years, I have seen firsthand how communities organized online can empower local people and improve their lives offline. I have developed a strong perspective that the world is an amazing place and technology should focus on inspiring people to put their phones down and go experience it.

I am always searching for companies and products that strike this unique balance, that aim to create connection and moments of joy in the real world vs. addiction to a screen.

About a year ago, my wife and I decided to take a break from work and get out and see the world. We went searching for those moments of joy and connection to new places, people and experiences.

As we began to plan our trip, we quickly learned that organizing a year of globetrotting was going to involve a lot of work. We scrolled endlessly through search results, tried to identify the signal through the noise online and read hundreds of travel blogs and click-baity listicles. I even renewed my library membership so I could download and subsequently read countless travel guidebooks. For some destinations, however, we had the opposite problem: Google Maps and Google Reviews were the only game in town, leaving our trip in the hands of anonymous reviewers with one-size fits-all recommendations.

I quickly realized that despite ample innovation since the dawn of the web, the opportunity to make travel simple and amazing was still sitting on the horizon. One day, a few months into our trip, I came across Cool Cousin and I was instantly struck by the possibility of the product. It made me think… If only I had a friend or two in all the places we traveled, they could email me an excellent itinerary and if I had questions or needed a favor they would be there via text to help out.

It was interesting to see Cool Cousin’s Community creating a new scalable version of this behavior. This was a simple solution to what had become a complex problem.

Over the past year, as we trekked across the globe, I have used the product, seen the Community grow, got to know the Founders and I recently signed on as an Advisor to the company. With the launch of their decentralized community supported by their token CUZ, I am even more excited about the opportunity ahead.

As I see it, there are two big challenges that currently face travelers and subsequently companies in this space. I believe CC’s approach, company structure and emerging biz model makes them uniquely positioned to tackle these challenges.

Challenge #1 — Trust

 
Travelers trust their friends. Travelers have less trust in search results, people they do not know and top 10 lists scattered about the web. CC enables you to find a friend (a Cousin) who is a trusted expert in their city and get their recommendations, itineraries and advice. Simple. 👍

To provide a deeper layer of trust — a core aspect of the product enables travelers to connect directly with these locals via messaging. So, not only can you figure out what sights to see and places to eat, but you can also message your Cousin and ask what neighborhood to stay in, how to find tickets to an event and other bits of local knowledge only an insider would know.

Looking at this industry as a whole, trust is a massive challenge for companies in the travel space, one in which they spend countless marketing and engineering resources to address with their users.

Despite this, travelers question the authenticity of what they read online, the sources of that content and the ordering of search results. Many people have grown weary of companies driven by algorithms and advertising.

It is no surprise that Cool Cousin is growing during a time when trust in the large centralized web giants is eroding. There is a clear opportunity to offer a different solution to travelers that tackles this challenge in a new way.

To do this, CC is building a unique decentralized community to help travelers get back to connecting directly 1:1 with someone they can trust, who can help them plan a trip they will love.

Challenge #2 — Time
Scrolling through pages of search results, reading hundreds of reviews, flipping through multiple guidebooks, reading questionable travel blogs… this is the current state of tourism.

Instead, with Cool Cousin, you can identify a Cousin or two, quickly download their map of recommendations and fill in the blanks by connecting with them directly. Travel can be simple again. You can free your time and free your mind.

On the other side of the equation, local people who have developed deep knowledge and love for their city are now able to tap into the massive demand from travelers for their personal knowledge.. CC has developed a new market bringing travelers and locals together, that in hindsight seems so obvious. This is a new, decentralized approach to travel agents and concierge services that is built upon authenticity, experience and community. Everyone wins.

When tackling big challenges, first principles matter. For Cool Cousin, the magic happens by building a connection between a traveler and a local. This connection instantly changes the way the traveler views a destination and opens up a world of new possibilities for their trip.

I look forward to advising and supporting Cool Cousin as they develop their business and monetisation strategy in the massive $2.3T travel industry. There are many exciting opportunities ahead as they build a new marketplace between travelers and locals, develop partnerships with existing companies in the travel space, all while ensuring the community’s values and company’s principles come first.

My personal beliefs are aligned with the famous Tim O’Reilly credo “Create more value than you capture.” I see this as one of Cool Cousin’s key competitive advantages. While it will not be easy to disrupt the entrenched travel industry, I believe that Cool Cousin’s decentralized approach clearly aligns the interests of travelers with that of the company and the community. All are on even footing — and together they have the opportunity to build an important marketplace and big business, and all will benefit.

So, why am I excited about Cool Cousin? This is technology and community coming together to help travelers have amazing travel experiences and give locals a chance to share and profit from their unique city knowledge — building bridges to new people, places and cultures. . In a world too often separated into “us” and “them”, I believe Cool Cousin can have a positive impact by bringing direct connection between people back into the world of travel.

If you want to be a part of this movement there are many ways to get involved — download the App, rep your City by becoming a Cousin and learn more about CC’s ICO.

WEBSITE | ANN THREAD | WHITEPAPER | TWITTER | FACEBOOK |
INSTAGRAM | YOUTUBE | LINKED IN | TELEGRAM | REDDIT | BLOG

 

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile

Traxia (TMT) —my ICO rating

I started investing in cryptocurrency, first with Bitcoin in October 2016. And participated in alot of ICOs afterwards. However, as I grew in crypto- market, this year I started to rate ICOs according to my criteria ( but these may change / updated as I deemed necessary).

At the moment, I’m using these 8 criteria.

1. Legalities — according to the whitepaper, “Traxia is a non-profit foundation being established under the laws of Switzerland”. I will give you update on this once Traxia got their certificate / registration.
2. Business / tech uniqueness & competitiveness — as they say “ cash is king”. Traxia being the first decentralized trade finance having the advantages and benefits of being the first mover. Any ICOs planning to do the same should have surpassed Traxia achievements or any succeeding ICOs will not succeed if they don’t have something accretive in nature.
3. Product availability / Timeline / Progress — according to their whitepaper, their product availability is as follows: V1 (alpha) — January 2018 V1 (beta) March 2018 Monolith API (PHP), web clients (Angular 4 / Typescript) V2 — April 2018 Monolith API (PHP), web clients (Angular 4 / Typescript) V3 — June / July 2018 Microservice API (NodeJS/Typescript/GraphQL), webclient (ReactJS/Typescript/Redux), mobileclient (React Native/Typescript/Redux)
4. Real life use cases — As I say, trade finance is needed in every businesses. Since 90% of the global businesses is composed of Small and Medium Enterprises (SME), capturing a large percentage of it will give added value to Traxia. Besides, these SME need much more efficient way of finance readily accessible / liquid in the soonest possible time at a cheaper cost.
5. Team/Advisor — Traxia is composed of expert core developing team, LiqEase. To add to varied visionaries, master in business management, tech-enthusiasts, consulting, banking. With advisors from notable industries accross the globe (SOSV, Chinaaccelerator, Emurgo, Acorn International Inc., Kapron Asia, XNode, BDO China to name jus a few. For more detailed team and advisors, you can visit them their website at https://www.traxia.co/ or their blog at https://blog.traxia.co/the-traxia-who-is-who-110b3acd1d9f.
6.  
7. Community involvement / transparency — as of this writing, Traxia community continue to grow. They have the following followers, members and subscribers in their social media. Telegram: 1853 members, Reddit: 93 subscribers, Twitter: 1171 followers, Facebook: 643 likes their page / 665 followers.
8. Partnership —Traxia will be the first project invested by Cardano thru its investment arm Emurgo. And plan to fully integrate with Cardano’s technology in 4Q 2018, when Cardano’s Goguen goes live.
9. External market/target customers/profitability —the market is big as I say every businesses need to liquidate / collect their sales. And the future long-term profitability is as high as the global market, once it’s fully integrated and operational.

Liquidate some of your portfolio, and try to reinvest some in Traxia (TMT).

In summary, Traxia have a 88.50% rating.

See you at Traxia token sale!

Other information about Traxia:

Official website: https://www.traxia.co/

Whitepaper: https://goo.gl/6eQGhk

Bitcointalk ANN: https://bitcointalk.org/index.php?topic=3019695

Official channels and social media:

Facebook: https://www.facebook.com/TraxiaFoundation

Twitter: https://twitter.com/TraxiaNetwork

Reddit: https://www.reddit.com/r/traxia/

Youtube: https://goo.gl/rZ9q6i

Medium: https://blog.traxia.co/@Traxia

Telegram: https://t.me/traxiafoundation

Slack: http://traxia-slack-invite.herokuapp.com/

Disclaimer: I am writing this with a possibility of receiving rewards from doing so. And I only express my own opinions, views, insights and research. Risk is always part of any investment vehicle. So I advised that you should also do your part to understand it before investing and always managed the risk involve in order to maximize your returns.

Acknowledgement: I’m very thankful to the Lord for all the blessings and challenges he has given me. I would also like to thank my family, friends, critics, fellow investors at all other people who help me finish this project.

Happy Investing and Trading Guys!

Sources: Traxia, Wold Bank, International Monetary Fund, International Finance Corporation, Organisation for Economic Co-operation and Development (OECD), OECD

 

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile

NEW ICO IQeon Decentralized games for the future

 

 

The growth of the gaming industry is very rapidly requires a new to make gamers not only play but work. almost all of the games are so few that give a achievement for the gamers, but their achievement we should give a sign of respect for what they do. has now come before you a new invasion for gamers to show their intelligence in completing a game.

IQeon is a desprasation PvP gaming platform, which lets game players earn real fiat money following their achievements. IQeon is also an infrastructure that will allow the integration of games, apps and other services based on intelligent competition among users as well as an application and service to motivate. with several objectives that will continue to be developed in this project which include: 1. For further development of IQeon Platform. 2. Creation of IQon ecosystems. 3. the formation of audiences from the Application Platform involved with game users. 4. Establish partnerships with game developers and game content for platforms. 5.Development of the right IQ Clash game line based on the platform.

Purpose of Platform Meaning
The IQeon teams have developed a flexible and scalable platform to accelerate the launch of a new product that allows players to bracket themselves on multiple intelligent and logical tasks. and juaga will receive the internal currency for the best results. as well as in the development of the IQeon platform is a motivational application, as this direction is important in the field of education, sports, and the adherence of a healthy lifestyle.

there are several advantages of the IQeon Platform objectives:

Technical Benefits: By using Blockchain technology with the guarantee of payment transactions using the IQeon system in which this token uses the ERC20 standard.
Advantages for game / content developers: developers can reduce their costs for withdrawing developer fees from Google Play and Apple Store. and the presence of additional game viewers
the advantage for players: so with IQeon internal currency that can be earned in one game can be used with each other using your own wallet and made fiat money then transferred to MasterCard.
the advantage for Investors: the involvement of the developer with the partnership system used in Platform IQen will lead to user viewer growth and increase demand for your IQeon.
There are several focuses that I want to develop from the IQeon Platform monitored is an application for self-development, logical games and PvP disagreements below there are a few excerpts from the scenarios developed for the application that will be implemented in the Platform and this will continue to be developed. The following is just a snapshot of the objectives of the scenario to be built: 1. the scenario for motivation and self-development. 2. The scenario for the PvP dispute. 3. Scenarios for educational applications. 4. scenarios for the search game with AR. 5. Advanced scenarios.

For more information on the dites from one scenario above, please visit IQeon’s official website and read Whitepaper. There will be more details about security objectives and benefits and many more that I can not mention in this short article

IQeon Token
The IQeon Token is a standard token of ERC20. so IQeon is not just a Platform but also includes all ecosystems including application and content creators, partner platforms and millions of users .. the following information about IQeon tokens:

type: ERC20 Name: IQeon Token Symbol: IQN Total supply: 10.000.00
for information on ICOO and Pre-ICO may be checked on the official IQeon website listed below.

Websites and social media IQeon
Telegram * Website * Twitter * Whitepaper

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile

financial institutions will achieve that goal. The main product is a multi-currency account for a private client with an accompanying card.

Forty Seven Bank’s mission and management team is to provide safe, innovative and easy-to-use financial services and products to our customers — individuals, businesses, developers, merchants, financial institutions and governments.

Forty Seven Bank is a bridge capable of connecting two financial worlds and building efficient communication between the two, a communication that will open the possibility of improving the modern financial system as a whole.

Forty-seven visions

Forty-seven believe that once the PSD2 directive comes into effect in early 2018, the future of the EU financial sector will change significantly. Forty Seven Bank system will be developed in accordance with the upcoming regulatory framework from the initial stage — will provide forty-seven competitive advantages in terms of time and cost. This is a very useful aspect before traditional banks are implementing the reorganization procedure to meet the new standards.

Most of the market share of the financial sector will turn to financial technology that will be able to produce and provide unique products and services along with customers and support high-quality technology. We go ahead to take the lead position among these newbies and become one of the pioneers in the changing world of finance.

Our rating

1. Transparency
2. Financial stability
3. Effectiveness and firendly procedure of user
4. Security and privacy (data protection)
5. Innovation
6. Customer satisfaction
7. Growing market share and worldwide expansion
8. Benefits for all stakeholders

Forty-seven innovative products for everyone

1.Product item is Multi-Asset Account for private customer with bound card.

2.Identification and remote authorization based on passport and biometric data.

3.A unique combination of payment tools — SWIFT cards, credit and debit cards, e-wallet, secure crypto payments.

4.Transaction with the type of cryptocurrency through the bank application and without the need to wait for the current exchange. Coupon upload, withdrawal, and conversion available.

5. Variety of services including crediting, insuring, invoice presentation, credit / debit card management etc.

6.Cross access platform for clients to manage accounts opened with European banks in accordance with PSD2 orders.

7.UI is comfortable and user-friendly.

8.Analysis that helps clients make the right financial decisions through personal manager services made based on machine learning algorithms.

Forty-seven is a proposition for business.

1. Business products oriented to small and medium enterprises.

2.Manelola account through Application Programming Interface (API), making financial applications.

3.Receive payment from merchants in both crypto and money fiat in company account (card, SWIFT) using form or API.

4. Mass payment for the market.

5. Loyalty management for clients using large data.

6. Factoring services based on machine learning and large data (artificial intelligent algorithms able to predict probability of repayment of credit and timely repayment of the company).

7.Excrow service.

8.Mobile applications with biometric identification for multi-currency transactions.

Tools and services for external developers.

1. Opportunity to provide Forty Seven banking services with its own brand (white label).

2.Access API that enables development and deployment.

3. modern financial services are based on forty-seven infrastructure and processes.

4. Hold a DevDays conference for independent developers
A work of financial applications using Forty Seven API.

Products for Personal Person.

Account Management: Forty-seven Bank clients will have many possibilities related to account management. Having access to only one application, the customer will have access to all his accounts in the insolent banks in one place making it easy to manage personal finances that way. In addition, the client is going to have access to all of the crypto wallet, investment in traditional financial assets (stocks, bonds, commodities, etc.) and credit or debit cards. This is a superior product stolen by the bank and is called “Multi Asset Account”. This product will reduce the complexity of using different types of assets by centralizing all of our private customer’s financial activities in our single system. It will be easy to quickly transfer resources from one fiat currency to another currency, or from fiat currency to digital currency, or vice versa. In addition, transaction costs will be reduced substantially by doing so at Forty Seven Bank. Our Application Platform will also allow clients to use multiple analytics applications that may be able to assist with the management of personal finances.

Invoice: Forty Seven Bank will support its customers who love small products and services as individuals without owning a company. Such people may be freelancers, copywriters, developers, translators, handicraft professionals, and others. The Bank will provide user friendly and easy invoicing services to such customers. By using this service, clients will be able to automatically issue invoices and receive fiat and nonfeit funds to cover it.

Deposits and Loans: Banks will provide deposits and loans in traditional currencies such as EUR, USD and others, as well as non-fiat digital currencies such as BTC, ET and others. At present, no financial institution in the world has a similar product in non-fiat digital assets, while we see great potential in developing and introducing classic banking products for non-fiat digital currencies.

Investments and Brokers: Individual clients will have the opportunity to create and manage their investment portfolios using the investment services and brokers provided by Forty Seven Bank. The Bank will develop its own exchange in addition to the exchange of partners that can be connected by using the Forty Seven Bank platform through the API.

Other Services: The Bank will also like traditional products and services such as insurance, payment and transfer, payment and analysis history, cash withdrawals at ATMs of Forty Seven Bank Smart, and also at our partner bank ATMs. In addition, Forty Seven Bank will provide intelligent support with integrated machine learning technology to our individual customers — this will help solve the problem between the bank and its customers evectively.

Features and technology.

Based on the possibilities of the banking and cryptography industry, we will take the best of both fields by using innovative and proven technologies in finance, analysis, and data security.

Forty Seven Bank will provide an open, flexible and well-documented API that includes most banking services. We will launch our own financial app platform that uses our API. By attracting external clients and developers, we plan to turn it into an efficient ecosystem with an ever-increasing value.

Implementing smart contracts to automate the financial process, enabling us to make deals and give credit without risk of fraud. Implementation of machine learning technology will enable the creation of a personal manager to forecast all client desires. A virtual chat buddy will help in reallocating cash flow and will provide current financial information.

Biometric technology and blockchain will allow users to open accounts remotely and access them via smartphones and ATMs without using cards. In combination with cryptographic encryption, this development will enhance the security of personal data and payments.

Forty Seven Tokens.

What is Token Forty Seven:

This is a token that is part of Forty Seven Bank infrastructure and gives shareholders the opportunity to be a priority place in the bank loyalty program. The FSBT token holder is entitled to receive an annual bonus of FSBL — Forty Seven Bank loyalty token. In addition, FSBT tokens are an important economic part of the Forty Seven Bank ecosystem — they will be needed to access various products and services. After the crowdfunding campaign is complete, the FSBT token will be available for trading on various cryptocurrency exchanges.

What is a token used to:

20% of the bank’s annual net income will be invested into the loyalty program. By using smart contracts, each FSBT token holder will be able to receive their FSBL token based on the amount owned and subsequently, exchange FSBT tokens for different goods offered by the loyalty program (electronic goods, household goods, airline tickets, banking services, insurance , etc). All FSBT token holders will receive the right to participate in the Forty Seven Bank community crypto development program and decide which projects will be supported by the bank and its shareholders.
Abbreviation: FSBT.

Control over emissions: provided by an interconnected smart contract system.
Rate: Fixed, the value of one token — 0.0047 ETH.

Maximum number of tokens to be generated: 55 319 149 FSBT (including token bonus, tokens for tokens and founders).
Minimum budget to start the project: 18 000 ETH (5M EUR).
Hardcap: 180 000 ETH (50M EUR). Crypto received at ICO: ETH, BTC.
ICO round 1: 16 November — 16 December 2017.
ICO round 2, 3: Q1 2018 (TBD).

more detail info please visit the link below :

Website : https://www.fortyseven.io/
Whitepaper : https://drive.google.com
Telegram : https://t.me/thefortyseven
Facebook : https://www.facebook.com/FortySevenBank/

AUTHOR ; meliamel

mybitcointalk ; https://bitcointalk.org/index.php?action=profile